Products and services 
for business customers

In providing insurance brokerage services,

  • we act as an independent expert that is solely based on the insurable interest and needs of the customer and does not represent the interests of an insurer or another third party;
  • we identify the customer’s insurable interest and prepare a risk analysis and an insurance plan;
  • we identify the differences and limitations in insurance products, and grounds for non-compensation that are relevant to the particular customer, and make suggestions for insuring potential additional risks;
  • we organise insurance bidding between companies for the customer, and draw up insurance offer reviews;
  • we find the best insurance product to manage material risks;
  • we take care of the conclusion of insurance contracts and the continuity of the insurance cover;
  • we offer comprehensive advice and assistance to the customer in case of a loss event;
  • we protect the customer's interests in all insurance matters.

You can purchase the following insurance products through us

Business interruption insurance
Carrier’s liability insurance
Construction risk insurance
Cyber risk insurance
Guarantee insurance
Liability insurance (activity, speciality, product, etc.)
Machinery breakdown insurance
Motor hull insurance (Casco)
Small boat insurance
Avor Kindlustusmaakler provides insurance brokerage services that comply with the Insurance Activities Act, and is registered in the list of insurance intermediaries, available at www.fi.ee or at the Financial Supervision Authority at Sakala 4, Tallinn.